If you think the housing market just operates on a seven-year cycle, I have news for you.
I have found that it has been the decisions of key people that have materially influenced the cycles and altered the direction of the market at various points in time.
So who are these people? What power do they have? What will they decide to do in 2019?
Bill Shorten and Chris Bowen are proposing the single greatest governmental assault on the capital formation process and investment that we ever seen in Australia. Both property and shares are set for a policy overhaul.
The most striking trend that jumps out of the dataset of past winners is simple: age matters.
With Australia's biggest financial institutions ceasing lending for SMSFs, it's worth considering what this means for the sector.
SMSF lending has been a contentious issue, particularly since the Financial System Inquiry recommended "[removing] the exception to the general prohibition on direct borrowing for limited recourse borrowing arrangements by superannuation funds." While this recommendation was nixed by then-Treasurer Scott Morrison, increasingly strict capital adequacy rules have brought it back to the fore.
Mortgage lending commitments fell a greater-than-expected 2.1 per cent in August as the biggest drop in owner-occupier loans in more than two years adding to slowing investor credit.
As of September 2018 the big four banks, among other banks, have shared 50% of their CCR data.
Westpac Group, the nation's second largest lender, is giving risky property investors less than a month to find another lender amid growing concerns about the impact of rising rates, falling values and oversupply.
There’s no doubt that with the rise of AirBnb renting out your primary or secondary residence as a short-stay or holiday rental to boost your income has never been easier. To give yourself the best chance of success, follow these few short tips.
Most people will face the prospect of selling a property at some point in their lives. It may seem fairly straightforward, but there is one mistake many sellers make in trying to get the highest price they can; overpricing their property.
More than 90 per cent of mortgage broker customers are happy with their mortgage broker's performance according to a recent report by Deloitte on the 'Value of Mortgage Broking'. Summed up perfectly in the executive summary - mortgage brokers make mortgage markets work better; they increase choice and competition between lenders, leading to better service levels and more competitive mortgage pricing.